Housing Loans

ATTENTION: Clients and non-clients of Erecre Group Realty, Design and Construction!

Introducing our Housing Loan options that fit your needs...

Along with LOW INTEREST RATES, we lead you to the best options for your housing needs by offering customized payment terms.

Housing loan options:
    - Acquisition of vacant lot, house and lot, a townhouse and residential condominium
    - House construction
    - Home improvement


Take a break away from your monthly payments with our Housing Loan Pay Break, ang housing loan na may pay-hinga!

We introduces Housing Loan Pay Break because we understand that you have other important financial obligations, we’re making it easier for you to get your new dream home with a 1-month reprieve from your amortization every year. Choose the month you’ll need pay-break the most, and we’ll give you the break that you deserve.

Availing of our Housing Loan Pay Break also allows you to enjoy perks that our Housing Loan provides:

Your own terms

Choose between 5, 10, 15 or 20 year loans to get the monthly amortization amount that you’re most comfortable with.

Low rates

Our competitive rates get you the best deal in the market.


Get loan decision in 5 days – subject to submission of complete loan documents.


Our competitive rates get you the best deal in the market. Rate is fixed for the duration of the loan.

Expert housing loan advice

Our Investment Consultant will be your personal partner in planning for your dream home so you have less to worry about when it comes to your loan.

Frequently Asked Questions

1. Who are eligible to apply for the Housing Loan?

    - Filipino citizens, of legal age but not more than 65 years old upon maturity of the loan.
    - Foreign nationals are allowed for condominium purchases only.
    - If you are a foreign national and married to a Filipino citizen, you may acquire a house and lot provided you first execute an Affidavit of Support and Waiver of Rights over the collateral property.

2. How much can I borrow?

    - Minimum of P400,000
    - Maximum of 70% of appraised value of house and lot
    - Maximum of 60% of appraised value of vacant lot or residential condominium
    - Up to 80% of appraised value of house and lot not to exceed P5M
      (provided applicant is employed and purpose is for owner occupancy)

3. How much should my minimum total household income be to qualify for a loan?

    - Minimum of P40,000

4. What are the loan terms available?

    - Maximum of 25 years for house and lot
    - Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing, or multi-purpose loans

Property Equity Loan:
    - Avail of a multi purpose cash loan using your property as collateral.

Apply now and let's make home ownership easy!


  1. Promos! We all love that. Indeed that we got to be rewarded. Will motivate us though. And yea, we are loyal clients. Thanks for this by the way.

  2. In many jurisdictions, though not all, it is normal for home purchases to be funded by a mortgage loan. Few individuals have enough savings or liquid funds to enable them to purchase property outright. In countries where the demand for home ownership is highest, strong domestic markets for mortgages have developed. Thank you.
    Glendale real estate Arizona

  3. Patents and copyrights in the United States are largely governed by federal law, while trade secrets and trademarking are mostly a matter of state law. Because of the nature of intellectual property, a business needs protection in every jurisdiction in which they are concerned about competitors.

  4. Most small businesses start out with very small budgets. In fact, after contributing the start-up capital needed to get the business off the ground, most new small businesses have nothing left to pay for marketing and advertising. This leaves the business stuck "between a rock and a hard place"- without marketing it's hard to generate revenue, but traditional marketing costs money. However, in today's culture of online social media and viral internet communications, a small business could successfully market themselves without a budget. Thanks.

  5. Write your business plan. As part of the planning process, you will create a road map for your marketing business. You will determine your target market who your customers will be. You will also choose a business structure. A limited liability corporatio is the most common kind, but you could also practice as a sole proprietor your tax adviser or business lawyer can help you pick which setup is best for you. You should also select a business name. Many marketing businss owners use their last names and the words communication or marketing firm. Thanks a lot.

  6. A last factor whenever picking securing credit is actually whether the pursuits will be far better dished up simply by promoting value inside your firm, as an alternative to create a loans

  7. There's and a way which might procure near the Mortgage Rates refinance proviso, nevertheless you get to experience what you're doing. You conceive a settle reliance, accordingly motivate the substance toward the domain confide, naming the investor/patron as a time heir of the commission.

  8. My brother and I do contracting and remodeled a 2000 sq ft home and did the landscaping in less than 4 months.

  9. Whether you're buying yourFannie Mae Home first home or moving up to a bigger one, the basic steps in the purchase process are the same.Freddie Mac open access Our Purchase Service guides you throughWisconsin Home Loans this process, ensuring that you are Ill-prepared andBest Wisconsin Mortgage Broker receiving great advice every step of the way.

  10. other services involving actual estate professional indemnity insurance offer different ones connected with coverage. AND ALSO regardless of whether This can be your first time frame to be able to invest in most of these insurance, you have to understand your extent of coverage the insurance can give the the practice. Below are usually a number of of any civil liabilities the professional indemnity insurance intended for actual estate agents Should cover.Truckers Insurance

  11. thanks for the points , I'd love to follow your weblog as usually as i can.use a wonderful day
    Find Work Online

  12. One can save thousands of Dirhams in UAE, if they have proper knowledge and know benefits of Dubai remortgage loan. I have seen money people are who have saved thousands of their money with doing remortgage.

  13. Finally, an issue that I am passionate about. I have looked for information of this caliber for the last several hours. Your site is greatly appreciated.http://www.topratedpersonalloans.com/

  14. Wisconsin Mortgage Corporation has been providing quality home loans across Wisconsin.Meet our loan officers. Please choose the loan officer that you were referred to view their personal page and apply online.Wisconsin Best Interest Rates Each loan officer's page includes the following services.

  15. The post was professionally written and I feel like the author has extensive knowledge in this subject. Inspiring, as well. Thanks for sharing such inspiring experience with us. Great blog, congrats! http://www.acta.fi/

  16. What is your email address or contact no.

  17. This post is very useful for us. Because we have a lot of tips and tricks from this post. Thank you for this amazing post share.
    When Only the Best Loan will Do.We believe small business’s should flourish and prosper We are passionate about helping small business owners access the money they need to grow or manage their cash flow So we have taken the work out of getting a business loan And selected the best business loans in the market place for you.

  18. However, with the growing competition in the finance market, it would not be wrong to conclude the fact most of the lenders are offering cash loans on affordable rate of interest with simple and lucid regulations. green circle loans

  19. Are you planning to purchase your next home, 1st home, that dream realized home, a vacation home, investment property or refinance your overall loan, Home Loans California you will see it when you get your home loan.


Related Posts Plugin for WordPress, Blogger...