Housing Loans

ATTENTION: Clients and non-clients of Erecre Group Realty, Design and Construction!

Introducing our Housing Loan options that fit your needs...


Along with LOW INTEREST RATES, we lead you to the best options for your housing needs by offering customized payment terms.

Housing loan options:
    - Acquisition of vacant lot, house and lot, a townhouse and residential condominium
    - House construction
    - Home improvement

PROMOS

Take a break away from your monthly payments with our Housing Loan Pay Break, ang housing loan na may pay-hinga!

We introduces Housing Loan Pay Break because we understand that you have other important financial obligations, we’re making it easier for you to get your new dream home with a 1-month reprieve from your amortization every year. Choose the month you’ll need pay-break the most, and we’ll give you the break that you deserve.

Availing of our Housing Loan Pay Break also allows you to enjoy perks that our Housing Loan provides:

Your own terms

Choose between 5, 10, 15 or 20 year loans to get the monthly amortization amount that you’re most comfortable with.

Low rates

Our competitive rates get you the best deal in the market.

Fast

Get loan decision in 5 days – subject to submission of complete loan documents.

Affordable

Our competitive rates get you the best deal in the market. Rate is fixed for the duration of the loan.

Expert housing loan advice

Our Investment Consultant will be your personal partner in planning for your dream home so you have less to worry about when it comes to your loan.

Frequently Asked Questions

1. Who are eligible to apply for the Housing Loan?

    - Filipino citizens, of legal age but not more than 65 years old upon maturity of the loan.
    - Foreign nationals are allowed for condominium purchases only.
    - If you are a foreign national and married to a Filipino citizen, you may acquire a house and lot provided you first execute an Affidavit of Support and Waiver of Rights over the collateral property.

2. How much can I borrow?

    - Minimum of P400,000
    - Maximum of 70% of appraised value of house and lot
    - Maximum of 60% of appraised value of vacant lot or residential condominium
    - Up to 80% of appraised value of house and lot not to exceed P5M
      (provided applicant is employed and purpose is for owner occupancy)

3. How much should my minimum total household income be to qualify for a loan?

    - Minimum of P40,000

4. What are the loan terms available?

    - Maximum of 25 years for house and lot
    - Maximum of 10 years for vacant lot, residential condominium, business loan, refinancing, or multi-purpose loans

Property Equity Loan:
    - Avail of a multi purpose cash loan using your property as collateral.

Apply now and let's make home ownership easy!

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